Author: SmartWealthNews.com

A tax raid on landlords in the upcoming Autumn Budget would cause more financial issues for tenants, Daniel Bell, director and mortgage adviser at Bell Financial Solutions, has said. Recent rumours have suggested that Rachel Reeves is set to propose a tax in the Autumn Budget on rental income in the UK. Daniel Bell, director & mortgage adviser at Bell Financial Solutions, said: “The recent suggestion of National Insurance charges on rental income is not just another hurdle; it’s the breaking point. “Lenders are reporting a surge in landlords moving into limited company structures and portfolio lending. This tells us…

2 September, 2025 10 min read Share Copy Link Copied Have you ever listened to someone in a meeting saying, ‘Our products have a two-and-a-half-times multiple with a 60% margin and our markup percentage is 150%’, and felt completely out of your depth?  Do you know how to calculate the retail price from the markup percentage? Or, calculate the cost price of goods when you know the selling price and the markup?   If the mention of markup makes you feel like you’re presenting on Dragon’s Den and you try to avoid answering – you’ve come to the right place.  Whether…

20 August 2025 Around the country, small businesses are proving you don’t have to be at your desk to do your accounts. Whether on a Britain-wide tour of dozens of cafes, in a hospital waiting room, or even 40 metres up in the air, these savvy workers are making every moment count – wherever they are. They’re part of a growing trend that’s seen more and more people splitting their time between the office and remote working. According to the Office of National Statistics the percentage of hybrid workers has roughly tripled since the start of the Covid-19 pandemic in…

The Scottish government has committed to investing £4.9 billion in the next four years to deliver around 36,000 affordable homes by 2029-30, as part of its ‘Housing Emergency Action Plan. This should provide homes for up to 24,000 children. This year investment in property acquisitions will double to £80 million, which should take an estimated 600-800 children out of temporary accommodation. Màiri McAllan, cabinet secretary for housing, told the Scottish Parliament: “Tackling the housing emergency will be a cornerstone in our efforts to achieve the Scottish government’s key priority of eradicating child poverty. I am determined this action plan will…

2 September 2025 Whether you’ve just heard about Making Tax Digital (MTD) for Income Tax or it’s already firmly on your radar, there are big changes ahead – and the details can be confusing. But FreeAgent’s Chief Accountant, Emily Coltman FCA, has come to the rescue! Starting from April 2026, Making Tax Digital for Income Tax will begin to replace Self Assessment for most self-employed individuals and unincorporated landlords in stages. Instead of filing a tax return on paper or via the internet once a year, you will have to keep digital records and file updates to HMRC each quarter,…

The vast majority (92%) of marketing professionals are using AI in their day-to-day operations, turning it from a buzzword into a workhorse.According to SAP Emarsys – which took the pulse of over 10,000 consumers and 1,250 marketers – while businesses are seeing real benefits from AI, shoppers are becoming increasingly distrustful, especially when it comes to their personal data. This divide could easily unravel the personalised shopping experience that brands are working so hard to build.The rush to bring AI into marketing has been fast and decisive. As Sara Richter, CMO at SAP Emarsys, puts it, “AI marketing is now…

AI is starting to be trusted with high-stakes tasks, including running automated factories and guiding military drones through hostile airspace. But when it comes to managing the data centers that power this AI revolution, human operators are far more cautious.According to a new survey of over 600 data center operators worldwide by Uptime Institute, a data center inspection and rating firm, only 14 percent say they would trust AI systems to change equipment configurations, even if it’s trained on years of historical data. In the same survey, just 1 in 3 operators say they would trust AI systems to control…

How did we choose these Walmart deals? ZDNET only writes about deals we want to buy — devices and products we desire, need, or would recommend. Our experts looked for deals that were at least 20% off (or are hardly ever on sale), using established price comparison tools and trackers to determine whether the deal is actually on sale and how frequently it drops. We also looked over customer reviews to find out what matters to real people who already own and use the deals we’re recommending. Our recommendations may also be based on our own testing — in addition to extensive…

Below is Validea’s guru fundamental report for CRH PLC (CRH). Of the 22 guru strategies we follow, CRH rates highest using our P/E/Growth Investor model based on the published strategy of Peter Lynch. This strategy looks for stocks trading at a reasonable price relative to earnings growth that also possess strong balance sheets.CRH PLC (CRH) is a large-cap value stock in the Construction – Raw Materials industry. The rating using this strategy is 93% based on the firm’s underlying fundamentals and the stock’s valuation. A score of 80% or above typically indicates that the strategy has some interest in the…

Morgan Stanley thinks the markets aren’t taking risks of a real slowdown seriously enough. Source link