Author: Perry

The Financial Policy Committee’s move to relax loan-to-income (LTI) limits has spurred on more activity among first-time buyers, early evidence shows. There were 11% more first-time buyer loans in Q3 than in the same period of 2024, UK Finance research shows. Since July 2025 the 4.5+ LTI limit at 15% of new lending has been relaxed for small lenders. Remortgaging has been the biggest growth area however, with volumes up nearly 50% year-on-year, suggesting that many are in a hurry to cut their mortgage bill by refinancing in a time when the Bank base rate is slowly coming down. Eric…

2 December, 2025 8 min read Share Copy Link Copied Accountants and bookkeepers aren’t panicking about AI. They’re asking sharper questions. Recent Sage research shows that many UK firms now expect AI to benefit their practice in the next year, signalling a shift from curiosity to confident experimentation. Across research, interviews, events, and Sage customer stories, five questions keep coming up that define how accountants and bookkeepers approach AI in practice, and reality. That’s what we discuss in this article, as follows: 1. Where does AI make a difference? Across accounting and bookkeeping, the first question isn’t philosophical. It’s practical.…

Everyone knows that AI still makes mistakes. But a more pernicious problem may be flaws in how it reaches conclusions. As generative AI is increasingly used as an assistant rather than just a tool, two new studies suggest that how models reason could have serious implications in critical areas like healthcare, law, and education. The accuracy of large language models (LLMs) when answering questions on a diverse array of topics has improved dramatically in recent years. This has prompted growing interest in the technology’s potential for helping in areas like making medical diagnoses, providing therapy, or acting as a virtual…

This article was written byFollowWith over 15 years of experience in the markets and a degree in economics, I focus on breaking down companies with clarity and discipline. My goal is to give individual investors a straightforward, honest view—what’s working, what isn’t, and where the risks and opportunities actually are. I don’t chase narratives. I follow the numbers and the business underneath.Analyst’s Disclosure:I/we have a beneficial long position in the shares of NVDA either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other…

Bayer shares rose as much as 15% on Tuesday after the U.S. solicitor general backed the company’s bid to get the Supreme Court to curtail litigation alleging its Roundup pesticide causes cancer. Source link

By Martin Miller, director, tor&co It’s been a year since the Older People’s Housing Taskforce published its landmark independent report – backed by two government-funded research projects but frustratingly published too late to influence the December 2024 National Planning Policy Framework (NPPF). Its message was clear: if the UK is serious about tackling the housing crisis, it must ensure more housing for people in later life and strengthen national and local planning policies required to deliver it. A year on, the need for reform remains. National planning policy was not bolstered following the Government’s publication of the 2024 NPPF, and local…

28 November, 2025 13 min read Share Copy Link Copied If you’re a self-employed tradesperson or landlord who’s not ready for Making Tax Digital (MTD) for Income Tax yet, the alarm clock’s ringing. It starts in April 2026. MTD is a new, legally-required way to report your income tax if you’re a sole trader or private landlord (including with properties abroad). It’s being rolled out over several years, with start dates defendant on your gross income. There’s a legal requirement to keep digital financial records. This means it’s no longer going to cut it if you use duplicate invoice or…

Current price: $49/year (free as part of a discounted Walmart+ subscription)Original price: $110/yearStreaming platforms are the winner of Black Friday 2025, and this deal for Peacock is sweet.This deal gets you a discounted Peacock subscription and a lot more: Where you’d normally pay $110 for a year of Peacock Premium, when you sign up for Walmart+, you’ll get it for just $49 for the year, along with the other perks of the service, like free two-day shipping, free grocery delivery, and more. Another perk: You can also switch your Peacock Premium service to Paramount+ Essential if you want to, as…

“I bring in $7,200 a month from my pension and disability benefits.” Source link

BTIG’s chief technical strategist Jonathan Krinksy said bitcoin has just exited seasonal period of bottoming. Source link