Author: Perry

15 October 2025 Almost two-thirds of invoices sent by UK small businesses in the past year were paid late, new research by FreeAgent shows. The study analysed millions of invoices from FreeAgent’s 200,000-plus customers to uncover the scale of the late payments crisis faced by small businesses. It reveals “a serious and growing challenge” for small businesses, says FreeAgent CEO Roan Lavery, one that’s “not just inconvenient, it’s a fundamental threat to business survival and growth”. “It’s vital that we see action from both policymakers and the business community to create a culture of prompt payment and to support small…

Imagine playing a new, slightly altered version of the game GeoGuessr. You’re faced with a photo of an average U.S. house, maybe two floors with a front lawn in a cul-de-sac and an American flag flying proudly out front. But there’s nothing particularly distinctive about this home, nothing to tell you the state it’s in or where the owners are from.You have two tools at your disposal: your brain and 44,416 low-resolution, bird’s-eye-view photos of random places across the United States and their associated location data. Could you match the house to an aerial image and locate it correctly? I…

Bitcoin has faced another retrace in the past day that has brought its price to the short-term holder cost basis, a level that has acted as support thus far. Bitcoin Is Making Yet Another Retest Of The STH Realized Price As explained by CryptoQuant community analyst Maartunn in a new post on X, Bitcoin could be at the fourth step of the short-term holder (STH) Realized Price cycle. The “Realized Price” here refers to an indicator that measures the average cost basis of the investors on the BTC network. When the value of this metric is greater than the spot…

Homebuyers in Wales should pay less Land Transaction Tax (stamp duty equivalent) when purchasing a home in serious disrepair – but many don’t take advantage of reliefs. Research from tax consultants SCA Tax shows that 11% of buyers overpaid, missing out on reliefs worth on an average refund of £12,909. It’s not just big developers; many ordinary buyers, landlords, and renovation-project owners are affected. A home is deemed in serious disrepair in Wales if it has no working kitchen, no bathroom and unsafe electronics. Sean Swimby, director and founder of SCA Tax, said: “People assume that if they’re buying a…

Matthias Balk/picture alliance via Getty ImagesFollow ZDNET: Add us as a preferred source on Google.ZDNET’s key takeawaysLocal job listings are returning to Facebook.You’ll find openings through a dedicated tab in Marketplace.Job seekers can filter and sort listings to narrow their search.If you’re looking for a job, you probably find yourself getting distracted with social media. Thanks to the return of an old feature, though, you might actually find your next job through Facebook.Starting Monday, local job listings are returning to Facebook, Meta said in a blog post.Also: I tested Meta Ray-Ban Display alternatives, and these are better in several ways for less…

13 October, 2025 9 min read Share Copy Link Copied The accountanting industry is being revolutionised by AI. Accountancy training is no different. AI offers transformational changes for those ready to embrace it. In this article we take a look at what accountancy training looks like in this new AI era, and what kind of career it will lead to. In short, if you’re thinking of training as an accountant – or considering switching your career – this is a great place to start. Here’s what we discuss: How AI is changing accounting Over the last few years fears have…

This article was written byFollowManika is a macroeconomist with over 20 years of experience in industries including investment management, stock broking, investment banking. She also runs the profile Long Term Tips [LTT], which focuses on the generational opportunity in the green economy. Her investing group, Green Growth Giants, takes the theme a step further from LTT with a deeper dive into opportunities presented by the segment.Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and…

Ethereum price prediction models are heating back up this week, as strong institutional flows, upcoming protocol upgrades, and surging interest in layer-2 scaling continue to push ETH into the spotlight. The market’s gaze is shifting: while Ethereum itself may surge, many eyes are now on Ethereum-based or ERC-20 coins that could deliver outsized returns.  In the current climate, talk of a “next big altcoin in 2025” is loud and some tokens are already being whispered among insiders as candidates for 20× moves before year end. But FOMO isn’t blind. You want tokens with real utility, momentum, and catalysts. One such…

The shortage of top-quality office space is threatening to stymie Guildford’s growth, according to property consultancy Vail Willians. The West Surrey town has been boosted by town centre regeneration schemes, as Luke Storey, part of the firm’s western corridor agency team, said Guildford is benefiting from ongoing mixed-use and residential developments. However, limited prime office supply and rising occupier demand means rents will continue to rise until more stock becomes available. Storey said: “Across Guildford and neighbouring Woking, office availability has fallen to 45% below the five-year average, with less than 250,000 sq ft available in total. In central Guildford,…

23 September 2025 If you are self-employed, a sole trader, freelancer or landlord, you may have received a letter from HMRC about Making Tax Digital (MTD) for Income Tax. Or maybe you’ve already spotted ads featuring an animated yellow radio warning, “There’s no avoiding it, tax is changing”. We’re here to explain what it’s all about. HMRC is highlighting the biggest reform to income tax reporting since Self Assessment launched more than 30 years ago. Starting from April 2026, MTD for Income Tax is the new way many sole traders and landlords will report tax. Out go the old-style online…